Protect the assets that keep your business running
A fire can damage buildings, plant, machinery, stock and critical business assets within minutes. Commercial property insurance
can be structured to protect eligible assets against fire and other insured perils, with extensions selected according to the
business risk profile.
What can be insured?
Factory & Office Buildings
Protection for buildings against covered physical loss or damage.
Plant & Machinery
Cover for essential machinery against insured damage and breakdown risks.
Furniture & Equipment
Protection for furniture, fixtures and essential business equipment against covered damage.
Raw Materials & Stock
Raw materials, finished goods and stock
Other Declared Property
Other declared business property, subject to policy terms
Businesses that should review their cover
Factories and warehouses
Hotels and commercial properties
Retail and distribution businesses
Cold storage and food businesses
Offices and high-value commercial premises
The biggest mistake: underinsurance
Changing Property Values
Property values and replacement costs change
Reviewing Sums Insured
Review sums insured, valuation basis, reinstatement requirements and extensions
Business Interruption Protection
Business interruption can be as damaging as physical loss and should be assessed separately
VR Insurance can review your requirements and help structure appropriate protection for your business
Assess Your Coverage
Take a moment to review your current insurance portfolio and ensure you’re fully protected. Let us guide you!
Comprehensive Coverage Review
Evaluate your existing policies and ensure they align with your evolving needs.
Expert Guidance Provided
Receive professional advice to strengthen and optimize your insurance protection.