Protect your workforce
Protect your business
Workplace accidents can create both human and financial consequences. Workmen Compensation Insurance helps employers
manage eligible compensation liabilities arising from work-related injury, occupational disease, disability or death, subject to the
policy and applicable law.
What can it cover?
Subject to the applicable policy wording, the following areas of protection may be available to your business.
Work-Related Injury & Occupational Disease
Eligible work-related injury and occupational disease arising in the course of employment, subject to policy terms.
Death or Disability Benefits
Death or disability benefits as applicable under the policy and prevailing statutory requirements.
Employer's Legal Liability
Employer's legal liability for covered employee compensation claims, subject to the applicable policy wording.
Claim & Legal-Support Expenses
Claim and legal-support expenses incurred in defending covered compensation claims, subject to policy terms.
Who should consider it?
Factories and Manufacturing Units
Construction Companies and Contractors
Hotels, Restaurants and Service Businesses
Transport and Logistics Operators
Businesses with Operational or Higher-Risk Workers
Why it matters
Significant Financial Exposure
A serious accident can create a substantial financial liability that can impact business continuity.
Responsible Employee-Risk Management
It supports responsible employee-risk management and demonstrates a duty of care to your workforce.
Statutory Compliance Support
It can complement statutory employee compensation obligations and wider risk planning frameworks.
VR Insurance can review your requirements and help structure appropriate protection for your business.
For information purposes. Coverage, exclusions, limits and conditions are governed by the applicable policy wording.
Assess Your Coverage
Take a moment to review your current insurance portfolio and ensure you’re fully protected. Let us guide you!
Comprehensive Coverage Review
Evaluate your existing policies and ensure they align with your evolving needs.
Expert Guidance Provided
Receive professional advice to strengthen and optimize your insurance protection.